Health Insurance Policy: How to Choose the Right Health Cover Plan for You?

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Health is such a thing, which does not have any value, but problems related to it are never known, so it is very important to be prepared for it.
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 Health insurance becomes very important at such times.  You can get cashless medical treatment during medical requirements, or you can reimburse your expenses later on with health insurance.

 Most people get a health plan from their company or employer, whose benefits they do not know about.  Health coverage plans are available in the market according to different needs for different age groups.  You just need to know your needs and eligibility.  You should know what kind of health cover plans are available in the market and what will be the right choice for you.

 There are two types of insurable insurance cover available in India - Individual Health Insurance Policy and Family Floater Policy.

 Individual Health Insurance Policy

 This insurance plan offers a personal health cover.  In this one person gets its benefits.  In this plan, every member of the family gets personal benefits fixed.  In this plan you get cover on hospitalization expenses, doctor's consultation, ambulance service, treatment charge and before and after expenses of hospitalization.

 According to the price you choose, you will have to pay the premium.  These plans, if you are single or just looking for a cover plan for yourself, then it is correct.

 Family Floater Policy

 These plans are specifically meant to cover the health of the whole family.  You get Maximum Benefits in these plans.  Also, you do not have to manage many policies because of the same policy.  In this, you can provide a health coverage plan to your parents, life partner and children under the same plan.
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 Senior Citizen Insurance Policy

 In addition to the above policies, insurance is also available separately for Senior Citizens.  Due to the increase in diseases in the Old Age, different treatments are needed.  Therefore, this policy is available separately for Senior Citizens.  There is also a separate tax deduction slab from the government on this policy.

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